Southern Chautauqu FCU provides full service banking for anyone who lives, work, worships or attends school in Chautauqua County. Southern Chautauqua FCU is member owned financial cooperative. Everyone who is a member is also an owner. We are non-profit so our members benefit from lower loan rates and better interest rates on savings accounts. We have a full array of products and services to meet the needs of everyone who banks with us. We are committed to making a difference in Chautauqua County and being a resource to our community.